MPI - PrepareforaHome


Q:  What is the true goal of www.prepareforahome.com?  

A:  This website is used to market to individuals that are truly tired of renting, tired of being told "no," and tired of the negative efforts of poor credit and bad money management and poor financial decisions. Our company is dedicated to helping individuals that are serious about working towards homeownership achieve this goal.

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Q:  How do I truly benefit by participating in this Homeownership Program?

A:  Quite simply, our Homeownership Program is a 3-part program. The first is credit restoration. For most individuals, poor credit is the primary reason why individuals are forced to rent. We address your credit profile to address past mistakes. The second part of the program is financial counseling. Financial problems is probably the reason for a damaged credit profile. Our program helps identify the behaviors and issues that have caused the credit problems. We also focus on our clients' ability to save. The third part of the program is coaching. We help coach our clients into developing a plan to establish their emergency funds and help them think money smart.

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Q:  What if I pay the fee for the Homeownership Program and then see a home I like under your current listings? Does the fee that I pay for the Homeownership Program count towards my Down Payment/Option Fee?

A:  This is an excellent question. If you initially see a home listed in our current Property Listings that you are interested in and sign up for the Homeownership Program, we will credit the fee towards your first month's rent on that home provided that you secure the home within 60 days of your initial sign-up. Keep in mind if you do not see a home when you sign up for our Homeownership Program, don't despair. After 45 days of successful participating in our program, we can do a customized home search for you! (See next question)

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Q:  I have reviewed the property listings and I don't see a home that fits my specifications or I am in a lease that doesn't expire for at least 60 days or more. Can you help me find a home when I am ready?

A:  Yes, we can. Despite the fact that we acquire quality homes, the homes we initially acquire can't fit everyone either because of current circumstances such as a current lease or the homes may not fit the exact specifications of our potential client. This is why we established our Homeownership Program. Even if you do not see a home that fits your specifications, once you join our Homeownership Program, depending on your situation and adherence to our curriculum, we can begin to look for a home based on your specifications. In order to begin this search and provide you with access to the homes on the marketplace, you will have to demonstrate the ability to follow our Homeownership Curriculum. Once we are convinced that you are following the curriculum, we can then enroll you in our Customized Home Search Program. Once again, this option is only for those that have already joined the Homeownership Program and following the curriculum after 30 days. (There are exceptions to the typical 30-day time period).

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Q:  There are a lot of companies that say that can restore credit but I hear that they are ineffective. How can I be sure that your program is legitimate?

A:  Because the cost of our Homeownership Program is so minimal, we have to create homeowners in order to generate profits. As a real estate investment company we earn our revenue by buying quality homes and selling these homes. By helping our clients achieve their homeownership goals, we are able to sell our homes and generate revenue. This is why our Homeownership Program benefits everyone. In order for us to sell homes, we must be successful creating responsible homeowners. This partnership between our company and our clients is essential to our success.

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Q:  So what are the fees to join this Homeownership Program?

A:  If you qualify for one of the homes that are listed on "Property Listings," then there is no charge since the Homeownership Program is available for all Tenant-Buyers that move into one of the home. Otherwise, the fee is $350 for an individual and $550 for a married couple. We keep our fees for our Homeownership Program extremely low because money should not be a barrier to homeownership especially if you are qualified.

If you join our Customized Home Search Program you pay a refundable deposit. There is no additional fee if you enroll in this particular program.

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Q:  What if I cannot afford to pay for the Homeownership Program Fee?

A:  Obviously, we understand that with credit problems money clearly has been an issue. However, one of the most misunderstood concepts is the cost of damaged credit. Individuals with damaged credit pay much more for services such as insurance, auto loans, deposits for utilities, etc....Not addressing your credit issues could cost you much more than the $350 Individual Fee or $550 Married Couple fee. Improving your credit and financial profile will yield you much more than our Homeownership Program fee in a very short period of time. If cost is an issue just contact one of representatives and we will try to help you find a way to make this happen because you and your family deserve it! We don't want your current financial situation to prevent you from something that you and your family deserve.

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Q:  What is your refund policy?

A:  Clearly if you have not seen any progress in your credit and financial profile after 60 days we will provide you with a full refund (less the cost of your credit report). However, given what is at stake for you and for us, we do not anticipate that you will unhappy with your progress. Keep in mind, our success is dependent on created successful, responsible homeowners. You want to become a homeowner and we want to sell you a quality home! We can only do this by helping you achieve your goal!

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Q:  I really want to buy a home but I have not saved any money for a down payment. Can I still participate in the Homeownership Program?

A:  Absolutely! Keep in mind our Homeownership Program isn't just about repairing your credit profile. It is also about helping you better budget your money and helping you find a way to save money. After all, YOU are YOUR MOST IMPORTANT BILL! Paying yourself first is a difficult concept for most people to embrace and we have a program that helps you adjust your lifestyle to embrace this concept. We do our best to help our clients stop living paycheck to paycheck!

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Q:  What are the next steps if I am ready to join the Homeownership Program?

A:  Sign up for our Homeownership Program by CLICKING HERE!

Clearly, we want to meet with you to discuss your situation and begin your homeownership curriculum. After signing up for our Homeownership Program, you will be contacted by Tamara Spencer to schedule your initial meeting. If you are relocating to the Piedmont Triad, NC region or if you are unable to meet face to face with us, we do conduct meetings via the internet so don't despair! If you have any questions, contact us at 336-852-1532.

If you see a home in our Property Listing section that you are interested in then complete the free online application and we will contact you for a showing. CLICK HERE TO VIEW ALL CURRENT PROPERTY LISTINGS!

To learn more about our Customized Home Search Program, CLICK HERE!

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*FOR SPECIFIC ANSWERS FOR CREDIT RELATED QUESTIONS, PLEASE CLICK HERE!

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